Most credit cards offer a points program. As you use the credit card for everyday purchases, points will accumulate. They can then be redeemed for gift certificates, a wide selection of merchandise, gas, even cash. There are even rewards cards that accrue points that can be used to get a discount on the purchase of a car or a large home improvement project. Those who plan on using their credit card often and for large purchases can benefit greatly from this type of rewards program.
Those who qualify for a VIP credit card will enjoy perks such as a 24 hour concierge service. They are there to assist you with travel, dining, shopping, and business needs. These cards for those with excellent credit can also come with special offers and discounts on everything from electronics to apparel and gifts. In addition to these extra services, you may even receive special treatment when you arrive at a sports, entertainment, or travel event that their concierge service assisted you in booking.
People who are looking for access to their line of credit can benefit greatly from special low interest credit cards. Balance transfer promotions are popular and can allow credit card holders to use their credit line to pay off other credit cards or sometimes even deposit those funds into a checking account to use as they please.